Filling out the Menu

 

Key Principle: take the general information presented by the Virtual F&I Manager program and help the customer see how each product specifically applies to their situation:

 

Recap why they need it in their situation

 

Extended Service Contract

Recap the benefit to them

 

As you said, since you’re keeping your car for 5 years and putting on over 100,000 miles, that means that you’re driving over 1,600 miles a month, which means that your manufacturer’s warranty will expire in only 22 months

 

GAP Coverage

But good news, our extended service protection will cover you for a full 6 years or 100,000 miles, and cover the entire period that you’re expecting to keep your car for a value of $25 a month

Since you’re not putting any money down, your situation will be very similar to the one that we just saw…you’ll be in a negative equity situation for at least the first 2 - 3 years

We can, of course, protect you with GAP coverage during that time period, and make sure that you’re not in a position where you have to pay a shortfall to the lender…GAP coverage has a value of $10 per month

 

The Menu is typically completed by filling out the monthly payment of each item separately, or in the case of a cash customer, the cash value.  Alternately, you can fill in both the payment and cash values for each item.